About International Smart Card “QiCard”: ISC is the leading electronic payment services company in Iraq. QiCard is ISC’s flagship Solution, which employs biometric identity as the cardholder verification method. Qi Card is used widely in Iraq for the distribution of pensions, social welfare aid, and employee salaries to millions of customers through a country wide network of merchants and point of service terminals, spread across the country. ISC issues and acquires payment cards (QiCard as well as international Schemes, such as MasterCard) on behalf of affiliated banks in Iraq. To date, ISC has an ecosystem of thousands cash-out agents and Enrollment Centers spread across Iraq.